Privacy Policy
Your privacy is important to us. Learn how we protect your financial data and respect your rights.
Last Updated: January 2025
At Ignitify, we're committed to protecting your privacy while helping you achieve financial independence. This policy explains how we collect, use, and safeguard your personal and financial information.
Legal Entity: Ignitify is a trading name of Waterhall Ltd, a limited company registered in [Jurisdiction]. Throughout this policy, "we", "us", "our" and "Ignitify" refer to Waterhall Ltd.
Information We Collect
Personal Information
- • Account Information: Name, email address, password (encrypted)
- • Profile Data: Avatar, preferences, notification settings
- • Authentication Data: Login timestamps, device information
Financial Information
- • Income & Expenses: Transactions, categories, amounts
- • Assets & Liabilities: Investment accounts, debts, net worth data
- • Goals & Habits: Financial targets, tracking progress
- • Educational Progress: Completed modules, achievements
Billing & Subscription
- • Payment Details: Processed securely through Stripe (we never store card numbers)
- • Subscription Status: Plan type (Free, Plus, Lifetime), billing cycle
- • Transaction History: Payment records, receipts, refunds
- • Billing Address: Required for payment processing and tax compliance
How We Use Your Information
Core Features
- • Track your financial progress
- • Generate personalized insights
- • Calculate FI projections
- • Provide AI-powered recommendations
Service Management
- • Process payments and subscriptions
- • Send notifications and updates
- • Provide customer support
- • Improve our services
How We Protect Your Information
Security Measures
- • Encryption: All data is encrypted in transit (SSL/TLS) and at rest
- • Firebase Security: Google-grade security infrastructure
- • Payment Security: PCI DSS compliant through Stripe
- • Access Controls: Multi-factor authentication available
- • Regular Audits: Ongoing security assessments and updates
Payment Processing & Billing
Stripe Integration
We use Stripe, a PCI DSS Level 1 certified payment processor, to handle all billing and subscription management:
- • Secure Processing: We never store your payment card details
- • Subscription Management: Automatic billing, plan changes, cancellations
- • Customer Portal: Self-service billing management through Stripe
- • Refund Processing: Handled securely through Stripe's systems
Information Sharing
What We DON'T Do
- • ❌ We never sell your personal or financial data
- • ❌ We don't share data with advertisers
- • ❌ We don't use your data for marketing to third parties
Limited Sharing
We only share information in these specific circumstances:
- • Service Providers: Stripe for payments, Firebase for hosting
- • Legal Requirements: When required by law or legal process
- • Safety: To protect rights, property, or safety
Your Rights & Controls
✅ Access & Export
Download all your data anytime from your profile settings
✏️ Update & Correct
Edit your information directly in the app
🗑️ Delete Account
Request complete data deletion through settings
⚙️ Control Preferences
Manage notifications and privacy settings
Policy Updates
We may update this privacy policy to reflect changes in our practices or for legal compliance. Significant changes will be communicated through the app and email notifications.
Contact Us
Have questions about your privacy or this policy? We're here to help:
- • Email: privacy@ignitify.com
- • Support: Available through the app's help section
- • Response Time: Within 48 hours for privacy-related inquiries
- • Legal Entity: Waterhall Ltd (trading as Ignitify)
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